A simple routine for reviewing recurring costs without spending your whole weekend on comparison sites.
Minutes 0–5: collect
Open a recent bank statement and list recurring household bills: energy, broadband, mobile, insurance, memberships and subscriptions.
Minutes 5–15: rank
Mark each bill as fixed, reviewable now, or reviewable at renewal. Start with the largest reviewable amounts.
Minutes 15–25: investigate
Check your current tariff or plan, renewal date and usage. Compare alternatives using current provider information or reputable comparison services.
Minutes 25–30: act
Cancel an unused service, set a renewal reminder, or contact one provider. Record the expected annual saving so you can see whether the exercise was worthwhile.
What to do next
Use one of our free tools to put numbers around the decision, then revisit the result after a month. Money-saving changes work best when they are measurable and repeatable.